Motorcycle Insurance

Do you use a motorcycle on your daily commute to work? Or do you use it on the weekend for leisure? Either way, you might need motorcycle insurance. Motorcycle insurance covers you from the risks you might face while riding on the road. If you are going to pay for motorcycle insurance, you should know what is covered.

Bodily Injury Liability

Bodily Injury Liability comes into play when you are found legally responsible for an accident and another person is injured. If they need medical attention, the insurance will help pay for their medical bills. It is also worth mentioning that Bodily Injury Liability will can replace income they might lose while recovering from the injuries sustained.

Uninsured and Underinsured Policy

There are a few people who ride their motorcycles without insurance. If you are involved in an accident with such a rider your insurance policy will cover damages you might have incurred. Also, some motorcycle riders will ride while they are underinsured. This policy helps cover the amount that might not be covered by their insurance company.

Property Damage Liability

In the event of an accident, you may be found at fault. This coverage helps shield you from the cost of replacing or repairing property like vehicles or fences that have been damaged. Without insurance, you might have to pay for the damages yourself.

Collision

If your motorcycle hits a vehicle or another object, Collision insurance can help repair or replace your bike. Motorcycle repairs can be quite expensive. The proper policy can keep you away from financial strains by allowing the coverage to help pay for the repairs and replacement costs.

If you are thinking of purchasing a motorcycle, Paddio Insurance can help provide personalized coverage that makes sense.