Boat/Watercraft Insurance

At Paddio Insurance, we help get the best boat/watercraft insurance policies to suit your needs. Our agents have experience in insurance, and they understand your needs. Boat insurance is not mandatory, but if you purchase your boat using financing, your lender may require you to have insurance. We help you find the most appropriate policy for you depending on the size of your boat, whether it has safety features and the amount of risk it faces.

Our Boat/Watercraft Insurance Coverage Options:

Liability Insurance

There is always a risk of getting into an accident regardless of the type of boat you own. If you are legally liable for the accident, you may have to spend a lot of money to compensate the other boater. Our Liability coverage option helps you pay for the cost of replacing or repairing their boat after an accident. The policy also compensates you for the medical charges of the affected boater. If they sue you, it helps you to cover the legal fees.

Uninsured/Underinsured Watercraft Coverage

Most states don't require boaters to have insurance, most of them have little or no coverage at all. If you get into an accident where they are liable, they may be unable to compensate you. Our Uninsured/Underinsured coverage option offers you compensation.

Comprehensive Coverage

We write quotes for Comprehensive Coverage to protect you from losses if your boat gets into accidents caused by reasons other than collision. Such accidents may include theft and fires. This policy helps you to repair or replace your boat.

Contact Paddio Insurance to discuss your new quotes for boat/watercraft insurance. Our agents will be glad to help you find the most appropriate policy for your needs.