Renters Insurance

At Paddio Insurance, our agents will work with you to find the appropriate renters insurance policy. If you live in a rented apartment, you are exposed to several risks including fires, vandalism, and theft. Without the right insurance, you may incur substantial financial losses. Our agents are attentive and knowledgeable. They will listen to you, understand your needs, and offer you the most appropriate quotes. The following are some of our renter’s insurance coverage options.

Personal Property

Our Personal Property Coverage protects your belongings including electronics, clothing, and furniture. If you lose or damage them because of fire surges, vandalism or other perils that are out of your control, this coverage option helps you pay for the costs of repairing or replacing them up to the limits of your coverage.

Additional Living Expenses

This coverage option covers your extra living expenses in case you have to leave your home after an accident. For instance, if your rental apartment is damaged by a fire, you may need to find alternative accommodation while it is under repair. Our additional living expenses may cover additional costs such as hotel bills and the cost of food during this period.

Liability Coverage

Our Liability Coverage option pays for bodily injury and property damage. If, for example, your pet dog bites a guest in your home, the policy may help you pay for their medical bills. It also helps to pay for the costs of replacing or repairing other people’s property if it is damaged in your rental property because of your negligence.

Getting the right type and amount of renter's insurance coverage enables you to have peace of mind. It protects you from financial losses in case of accidents. Contact Paddio Insurance to discuss a new quote for your renter's insurance needs.